Vice President and Head of Program Lending - Business Banking Group at RAKBANK

الوصف الوظيفي:

أحدث معلومات الوظائف من RAKBANK لمنصب Vice President and Head of Program Lending - Business Banking Group. If the Vice President and Head of Program Lending - Business Banking Group الشاغرة في Dubai تتوافق مع مؤهلاتك، يرجى تقديم أحدث طلب أو سيرة ذاتية مباشرة من خلال بوابة وظائف Jobkos المحدثة.

يرجى ملاحظة أن التقديم على وظيفة قد لا يكون سهلاً دائماً، حيث يجب على المرشحين الجدد استيفاء مؤهلات ومتطلبات معينة تحددها الشركة. نأمل أن تكون الفرصة المهنية في RAKBANK لمنصب Vice President and Head of Program Lending - Business Banking Group أدناه تتوافق مع مؤهلاتك.

As Head of Program Lending within the Business Banking Group, you’ll lead the design, development, and execution of scalable, risk‑aligned credit programs tailored for SME customers. This role is pivotal in driving financial inclusion, enabling credit growth, and expanding RAKBANK’s reach across diverse SME segments. You’ll work cross‑functionally to build lending solutions that are commercially viable, digitally enabled, and compliant with regulatory standards, and report directly to the Head of Business Banking Products.

• Define and execute the program lending strategy aligned with business growth and risk appetite.
• Identify SME segments and design sector‑specific credit programs (e.g., supplier finance, microfinance).
• Build partnerships with anchor corporates, fintechs, and government agencies.
• Collaborate with Credit, Risk, Data, and Tech teams to build underwriting and eligibility models.
• Digitize end‑to‑end lending journeys from onboarding to servicing.
• Integrate lending solutions into digital platforms and servicing channels.
• Own lending targets, portfolio quality, and risk‑adjusted returns.
• Monitor KPIs including approval rates, disbursement speed, delinquency, and recovery ratios.
• Optimize program mix across risk segments to balance growth and profitability.
• Design frictionless, customer‑friendly credit journeys.
• Embed flexible repayment features and lifecycle lending options.
• Collaborate with CX and distribution teams to enhance onboarding and servicing.
• Lead a multidisciplinary team of program managers and analysts.
• Champion cross‑functional collaboration and agile execution.
• Ensure compliance with internal and regulatory frameworks (CBUAE, AML/CFT).

• A strategic thinker with deep expertise in SME lending and program‑based finance.
• Proven ability to lead cross‑functional teams and deliver complex product roadmaps.
• Strong commercial acumen with a track record of driving profitability and innovation.
• Experience navigating regulatory frameworks and risk governance structures.
• A collaborative leader who thrives in matrixed environments and agile squads.

• Deep knowledge of SME banking, credit dynamics, and alternative underwriting models.
• Expertise in lending products: term loans, working capital, invoice financing, government‑backed schemes.
• Familiarity with digital ecosystems and integration of lending into broader platforms.
• Skilled in credit program structuring, risk‑return optimization, and data‑driven decisioning. Visionary leadership with strong execution capabilities.
• Influencing skills across senior stakeholders and external partners.
• Resilience, adaptability, and a growth mindset.
• Commitment to continuous improvement, innovation, and team development.

• Competitive compensation and performance‑based incentives
• Medical coverage for you and your family
• Comprehensive life insurance
• Exposure to high‑impact strategic projects
• Supportive and inclusive workplace cultureOpportunities for career advancement and professional development

معلومات الوظيفة:

• الشركة: RAKBANK
• المنصب: Vice President and Head of Program Lending - Business Banking Group
• مكان العمل: Dubai
• الدولة: AE

كيفية تقديم الطلب:

بعد قراءة وفهم المعايير ومتطلبات الحد الأدنى من المؤهلات الموضحة في معلومات الوظيفة Vice President and Head of Program Lending - Business Banking Group at the office Dubai أعلاه، أكمل فوراً ملفات طلب الوظيفة مثل خطاب التقديم، السيرة الذاتية، نسخة من الشهادة الجامعية، كشف الدرجات، والملاحق الأخرى كما هو موضح أعلاه. أرسلها عبر رابط الصفحة التالية أدناه.